Bob Northern & Company
12540 Patterson Ave
Richmond, VA 23238
Tel: 804-708-9463 • Fax: 804-708-9467
The Closing Process
What happens if I lose my deed?

Does someone else own my home if I can't find my deed?

What happens if I lose my deed?
Place all of your closing documents/deed/survey in a safe deposit box for storage.

It's important to know that if you lose your "deed" that the world will not end!

The original deed, which conveys ownership to your new home, has no real value.

Your deed has been recorded in the "court of record" which is the "Circuit Court" of the city or county you live in. When your deed is recorded at the courthouse, "the world is put on notice" that you are the owner of the property.

The court records reflect who sold the property, who purchased the property, the type of conveyance, and the amount of money the purchaser paid for the property.