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A
really good loan officer will take the time
to ask you questions to find out where you are
financially.
Not everybody fits the same "cookie cutter"
mold. Picking the right loan officer is incredibly
important. They should be willing to take the
time to find the best loan for you that fits
your needs. Loans can be different based on
the amount of down payment required, the number
of years to be repaid, closing costs, points
and fees to be paid. See our section of how
to reduce your closing costs to see how you
can save thousands of dollars in closing costs
and prepaid items.
You will find many loan officers are willing
to go out of their way to help you. If you feel
the loan officer is being short with you, or
is not taking the time to make things clear
to you, change loan officers! We are glad to
recommend some of the best to you.
A loan officer will give you a copy of a "Good
Faith Estimate" which will show your down
payment, loan amount, closing costs and house
payment.
Loan officers that we unreservedly recommend:
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