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| 1. |
Take
a class, read articles, browse the Internet,
and ask friends about their experiences
in order to be more knowledgeable about
how to buy a home. |
| 2. |
Take
a three-hour Monday evening seminar about
how to buy a house. For additional information
please call Bob Northern at 1-804-708-9463
or e-mail him at BobNorthern@RichmondVaHomes.com. |
| 3. |
Be
honest with yourself about your credit,
income, commuting time available, needs
and wants. Don’t let your eyes bite
off more than you can afford! |
| 4. |
Choose
a competent “Buyer’s Agent”
to represent you in finding your new home.
They are a great resource to find new
listings and they are trained to give
you excellent advice about your real estate
needs. The seller pays their fee. This
service cost you, the buyer, nothing. |
| 5. |
Get
pre-approved before you start your home-buying
search! Know the huge difference between
being Pre-Qualified and Pre-Approved! |
| 6. |
Know
how and where to find the best financing
programs to fit your particular needs.
|
| 7. |
Avoid
loan sharks by knowing why are some lender’s
rates in the newspaper so much lower than
their competitors. |
| 8. |
Know
what information you will need for loan
pre-approval. |
| 9. |
Review
the papers you expect to sign before the
time you get serious about signing your
offer. |
| 10. |
Do
I need to sell my present home before
I buy a new home? What are my options? |
| 11. |
Reduce
your “geographical search area”
to a general area you want to live in
based on a M.L.S./newspaper zone map. |
| 12. |
Let
us know the general price range, minimum
bathrooms, bedrooms, etc. you and your
family need. |
| 13. |
Bob
Northern and Company, Realtors will e-mail
you a long list of pictures and information
of all homes currently listed in Multiple
Listing Service (MLS) in your geographic
area and price range. In addition to that,
we will update the list daily as new homes
come on the market that meet your description! |
| 14. |
Pick
out the homes that appeal to you from
the information we send you. |
| 15. |
Review
the homes we send you in the privacy of
your own home. Click on the “MLS
Number” and “Address”
to receive a more detailed printout of
the property. |
| 16. |
Map
these homes on your computer, or on a
map, to most efficiently plan your trip. |
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